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How To Deal With Credit Card Mail Offers By Peter Kenny If you are annoyed by the constant credit card junk mail that you receive, then you are not alone. People all over the country are receiving literally dozens of credit cards offers every year, most Read more...
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The Chase PerfectCard MasterCard - The Perfect Credit Card? By Jeremy Biberdorf With the Chase PerfectCard MasterCard you can earn rewards everywhere! You get cash back everywhere you use this credit card. At gas stations you save even more. For the first 90 days, you get 6% Read more...
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Understanding Your Credit History By Philip Nicosia Very few people actually understand their credit score or how it affects their ability to get future credit. They fall behind on their credit card payments, max out their cards, get even more credit Read more...
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(1) The financial worthiness of a borrower. The history of whether this borrower has met financial obligations on time in the past. (2) an accounting term designating money received or receivable, as opposed to debit which is money paid or payable.
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Putting Business Credit Cards To Work For You By Morgan Hamilton A small business owner should look into business cards. Business cards allow a business owner to keep personal and business expenses separate, making record keeping easier in the end. Business cards offer some additional perks also that can be quite helpful to a small business owner. Additionally, a business card adds to the professionalism of the company and helps to establish the business separate from the owners personal credit.
There are, no doubt, many perks to getting a business card. The biggest is being able to separate business and personal expenses. This is key to establishing the business as an entity separate from the owner. In the beginning all small business is based on the owners personal credit. This can cause problems, especially if the business owner has less than perfect credit. By establishing business the owner has the chance to build a good history that will help them in the future if the need arises for loans or other needs.
Business cards also allow the business owner to get additional cards for other key figures in the business. This is helpful so that if a purchase needs to be made the owner can send someone else without worrying about hassles. Many business cards also offer reward programs where the business owner can earn free air travel, merchandise or even gas rebates just for making purchases with their card. This can all add up to some big money savings for the business.
Being able to have a record of business expenses is also helpful. A business owner can make all purchases with their business card
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and the statement they get every month can act as their monthly expense records. This makes record keeping easy and is especially helpful at tax time. It is also helpful for tracking purchases and budgeting.
The bottom line about business cards is that they can be a really good thing for a small business. They offer plenty of perks and can really help make things easier for the business owner. However, just like a personal card, a business card has to managed to ensure that payments are made regularly and that debt doe not get out of control. As long as they are used responsibly, a business owner will find that having a business card will be quite beneficial to their business. Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Business Credit Cards including the
American Express Business Card. Get the information you are seeking now by visiting www.Find-Cards-Now.com
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