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Your
Cutting-Edge disney credit card Resource
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Bank/Credit Reviews & Reports |
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Resources
Debt Consolidation Credit Card: Get Rid of Debt
By Clark Christensen
This is required read for anyone with a multitude of credit cards and sources of bills. Debt consolidation credit card guidelines are not as awkward as it may appear at first glance. Read more...
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Resources
Tenant Credit Report and Background Checks
By E Renter
If not a common practice, landlords should make it so, to approve prospective tenants only after checking and verifying their credit report and references. Tenant screening alerts one to potential Read more...
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Resources
Is it ok to apply online for credit card?
By Thetis Jonatis
With the fast pace of our everyday lives, we don`t have time for anything really. This is where the combined power of commerce and technology comes in. The capability to apply online for a credit Read more...
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recognition: approval; "give her recognition for trying"; "he was given credit for his work"; "give her credit for trying"; "the credits were given at the end of the film"
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#Welcome to
i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive disney credit card
resource.
Below, you'll find extensive information
on leading disney credit card articles and products to help you on your
way to success.
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Credit Card Fool
By Thomas A. Martucci
We allow the card industry to make fools of us and we do nothing about it. If someone told you that you were being made a fool of, wouldn’t you address the issue? I know I would.
Credit card companies have revenue of $76.03 billion dollars and the majority of this revenue comes from late penalties and over limit and cash advance fees. $29.2 billion came from late penalties, $15.2 billion from over limit fees and $3.04 billion from cash advance fees. This amount is 62% of the card companies’ revenue and this does not include finance charges. Nice profit!
The above is the reason why card companies can afford to mail over 5 billion card offers per year. This equals to 6 offers per household per month. Maybe the $2 billion in postage alone is a reason why our government does not look into the card industry seriously.
Every bank and retailer wants you to have their card. Having their card enables them to make huge profits. In 2001 both Sears and Circuit City reported that over half of their corporate profits were from finance related revenue. Do you think this could be the reason why retailers always have an employee at the front door of their store offering you
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Here are some more quality articles in several
websites related to credit :
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to sign up for their card and in return you receive a special gift or extra “so called” discount? Most special gifts and extra discounts end up costing you more than the original purchase due to finance charges.
I may not be able to confront these institutions that are trying to make a fool of me, but I can fight back by believing that “Cash is King” and using cash instead of will save me money in the end.
It’s a New Year and personal money management should be on the top of your list for 2006.
Thomas Martucci started developing the BUDGETkeeper SYSTEM in 1999. As a business owner for 20+ yrs, he understood the need for a budget in business. At home however, it was never a necessity until a financial firestorm hit and made home budgeting a task that had to be done, like it or not. Thomas labored for several years to perfect a home budgeting system that worked for anyone. Visit our website at www.budgetkeepersystem.com for more information about the BUDGETkeeper SYSTEM.
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