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Your
Cutting-Edge credit card comparison Resource
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Bank/Credit Reviews & Reports |
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Resources
Poor Credit Could Cost You a Good Job
By Charles Essmeier
Most people who live in the United States have some sort of credit history. Nearly everyone with whom you do business - utility companies, credit card companies, banks and credit unions report the Read more...
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Resources
Finding Quality Bad Credit Credit Cards
By Morgan Hamilton
People with bad credit may think that there are no decent bad credit credit cards. In fact, bad credit credit cards exist, but they are not always advertised as such. An individual just needs to Read more...
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Resources
Credit Card Fool
By Thomas A. Martucci
We allow the credit card industry to make fools of us and we do nothing about it. If someone told you that you were being made a fool of, wouldn’t you address the issue? I know I would. Read more...
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A measurement of a person's ability to pay bills on time. Several companies track individuals' credit histories by detailing late or missed payments on loans, credit cards and other debts.
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#Welcome to
i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive credit card comparison
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Below, you'll find extensive information
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Tenant Credit Report and Background Checks
By E Renter
If not a common practice, landlords should make it so, to approve prospective tenants only after checking and verifying their report and references. Tenant screening alerts one to potential problems before signing of the lease, greatly reducing the risk of entrusting a rental property to problem tenants.
However, before a report can be obtained, landlords need to have prospective tenant applicants complete a written application, which should provide all relevant information, such as, name, social security number, etc. required for running reports.
But, obtaining the necessary information is not enough, written permission from the applicant to perform a check is needed, as well. This could be a clause in the application form or a separate form authorizing the landlord to run a check, which the applicant will have to sign before a landlord can go ahead and obtain a report.
If a landlord has a large number of applicants for his / her rental property, checks can prove to be fairly expensive. Therefore, a landlord can request a prospective tenant to cover the cost. It helps to know beforehand the type of report needed, including the agency charges for providing it, so as to be able to request the correct amount from the applicants.
There are many agencies in the business of providing checks and other screening services, and while some require a membership fee, there are others who charge only for each report. A landlord of a large rental complex, who has many applicants, would be better of registering as a member of one of these agencies, such as, www.e-renter.com, saving more money due to bulk discounts members are offered.
www.e-renter.com offers many different kinds of services from reports, criminal records, evictions records, and FCRA compliant declination letters, online submission to collections, automated decision-making, and how to accept a web based application from your own site. With online access to www.e-renter.com, landlords can order and review reports in seconds.
There are no monthly fees, no minimum billing amounts and no annual fees at www.e-renter.com, one only pays for reports ordered, from consumer reports, criminal record
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Here are some more quality articles in several
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searches, eviction histories, ID verifications, business reports, etc., including allowing members to generate FCRA compliant declination letters, do online submissions to a collections agency, accept web based rental applications, use decision tables to qualify applicants, and more. Credit reports complete with FICO scores, known patterns, employment histories, in addition to the usual information on liens, account balances, and pending judgments are all available at www.e-renter.com.
Utilizing the services of a screening agency helps reduce the time a landlord would have to spend on checking prospective tenant backgrounds, clearing more time for applicant processing and property management.
On a cautionary note, applicants should not be judged solely on the basis of their reports. Credit reports while providing valuable insights, do not give the whole picture, as there is no one, who has never run into a rough patch in their life.
To Know about Tenant Screening visit: Tenant Background Check
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