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Poor Credit Could Cost You a Good Job
By Charles Essmeier
Most people who live in the United States have some sort of credit history. Nearly everyone with whom you do business - utility companies, credit card companies, banks and credit unions report the Read more...


 

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 Bank/Credit Reviews & Reports

Resources

Credit Card Fool
By Thomas A. Martucci
We allow the credit card industry to make fools of us and we do nothing about it. If someone told you that you were being made a fool of, wouldn’t you address the issue? I know I would. Read more...
Resources

Building Your Own Credit History
By Attila Jancsina
Building Your Own Credit HistoryModern times require modern actions and credit cards are the modern tools that anyone may need but not everyone may have. Establish a good credit Read more...
Resources

Credit Card Fool
By Thomas A. Martucci
We allow the credit card industry to make fools of us and we do nothing about it. If someone told you that you were being made a fool of, wouldn’t you address the issue? I know I would. Read more...

The extension of funds issued by a bank that allows a consumer to purchase goods or services from a merchant. The consumer then pays back the bank either in full or in installments, at an interest rate determined by the bank.

#Welcome to i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive citibank credit card online resource.

Below, you'll find extensive information on leading citibank credit card online articles and products to help you on your way to success.

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Everything You Need To Know About Cashback Credit Cards
By Morgan Hamilton
When you are considering cashback cards offers, remember to study all the features and fees of each card, and not just the offers that give you cash back or bonus points. Make it a point to know the interest rate during and after the introductory offer, the duration of the introductory offer, the annual fee, and other details of the fine print on every card application. Before you apply for this type of card, you should know that the majority of the best cashback cards require that an applicant has an excellent score.

The American Express Card is considered as one of the best cashback cards in the card market. It offers five percent of cash back when you use it to buy gas. Users enjoy a zero percentage introductory APR, no annual fee, and a fixed transfer fee of 4.99 percent.

This card also enables users to set up an automatic monthly bill paying system that gives cash back on telephone and cable bills, parking fees, and even transportation expenses. However, some long distance charges with some carriers might not qualify.

This card allows users to order more than one card on the same account, in the name of any family member 18 years or older, at no additional activation charge. They can even qualify for a no-fee transfer from other higher rate cards.

One feature that makes this card one of the best cashback cards for customers is the convenience of being able to keep track of expenses and card use for tax preparation and budgeting. An online feature called Summary of Charges permits users to access their account information for the entire year. It allows them to sort the use of the card by vendor or merchant name, by

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date, or by the amount of the charge.

It’s easier when you can categorize the charges and review them by category. Users can assign a travel category, a business equipment category, a restaurant category, and so forth. Other available online information includes, monthly charge totals, billing information, and a history of the payments on the card balance

Cashback cards also make point of sale purchases easy. This card allows the user to hold the card up to the point of the point of sale reader. There is no more need to sign anything or to swipe the card. Other features and benefits, along with those mentioned here makes the American Express Card, one of the best cash back cards available today.
Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards. Get the information you are seeking now by visiting Cashback Credit Cards



We strive to provide only quality articles, so if there is a specific topic related to credit that you would like us to cover, please contact us at any time.

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