|
|
|
Your
Cutting-Edge american express credit card Resource
|
 |
Bank/Credit Reviews & Reports |
 |
Resources
Discover Small Business Credit Card
By Jeremy Biberdorf
Small businesses can save money on gasoline with gas credit cards too! With the Discover Business Card your business could be saving 2% on gas and 5% on office supplies. Plus you also earn 1% cash Read more...
|
Resources
Save Money on Gas with Multiple Credit Cards
By Jeremy Biberdorf
If you’re serious about saving money on gas, consider using more than one credit card. You can exploit all the benefits of each card. Then when you reach the rewards limit, simply switch to using Read more...
|
Resources
Separating Your Personal Credit From Your Business Credit!
By Trent Lee
Did you know that almost 9 out of 10 business owners start a business based off of their personal credit! They use their own saving to invest as start up capital then they personally guarantee Read more...
|
|
citation: a short note recognizing a source of information or of a quoted passage; "the student's essay failed to list several important citations"; "the acknowledgments are usually printed at the front of a book"; "the article includes mention of similar clinical cases"
|
|
#Welcome to
i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive american express credit card
resource.
Below, you'll find extensive information
on leading american express credit card articles and products to help you on your
way to success.
|
Keeping Track Of Credit Card Spending
By Peter Kenny
Credit card spending can be hard to keep track off if you are not disciplined, but it is important to monitor your spending in order to stop yourself getting into huge debt. If you are having trouble keeping tracking of what you spend on your cards, then here are some useful tips to help you control your spending.
Take stock and stop spending
Before you do anything, you should stop spending on your card and look at the situation you are currently in. Whether you have virtually no balance or a large debt, it is important to see exactly how much you have spent. This is the first step to managing your spending.
Make notes on your spending
Once you know what the situation is, start using your card as you normally do and monitor your spending. Take notes every time you spend money on your card, and look at how much you spend and what you spend it on. By dividing what you spend into categories you can see the areas that you are spending the most money, and where you can cut back on your spending.
Transfer balances
If you have a number of cards, then transfer the balances onto the lowest interest cards if possible. This will reduce the amount that you are paying in interest on your balances.
Get rid of cards
Once you have paid off some of your balances, then you can get rid of some of the cards that you have. You should make sure that you have only one or two cards, as this will help you to more easily keep track of spending.
Create a budget
Create a budget for yourself that you can stick to. If you look at how much you earn each month, and the subtract all the essential bills and spending from that, you will see how much money you have left to spend on extra things. Make sure that you stick to this budget, as it will help you to spend wisely
|
|
Here are some more quality articles in several
websites related to credit :
|
|
and not get into debt.
Bank online
Banking online can really help you to keep track of your card spending. You can easily check your balance at any time of the day or night, and can instantly see what you have spent daily. Also, you can transfer your bank statements into an accounts program to better help you manage your money.
Credit cards for emergencies
Although spending on cards is a fact of life for most people, you should try and keep card spending to a minimum, and keep the cards handy for emergency situations. Also, try and save some money each month, as this will reduce the need for cards. Credit cards are a very useful financial tool, and if you monitor your spending properly then you will get the most out of your cards.
Peter Kenny is a writer for creditcards-gb.co.uk Please visit us at Credit Cards and Credit Cards UK
Visit www.creditcards-gb.co.uk
|
|
We strive to provide only quality articles, so
if there is a specific topic related to credit that
you would like us to cover, please contact us at any time.
And again, thank you to those contributing daily
to our american express credit card website.
|
|
