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New Directory of Low APR Credit Cards By Fruzsina Csery The interest rate is one of the most important factors in choosing a credit card. It’s not easy to choose the cheapest card, because many other factors are influential, but generally the lower the Read more...
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An Introduction to Automotive Credit Cards By Morgan Hamilton Credit card rewards have been around for quite some time now and they are quite popular. There are many to choose from and one of the newest is automotive credit cards. These cards pair automotive Read more...
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Put Your Money To Work With Cashback Credit Cards By Morgan Hamilton Are you interested in applying for cashback credit cards? Before you apply for this type of credit card, it is important to know that the majority of the best cashback credit cards require that an Read more...
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Merchant’s reversal of an authorized transaction (sale) that has been settled. If supported by the card issuer, a reversal will immediately "undo" an authorization and return it to the open-to-buy balance on a cardholder's account.
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Put Your Money To Work With Cashback Credit Cards By Morgan Hamilton Are you interested in applying for cashback cards? Before you apply for this type of card, it is important to know that the majority of the best cashback cards require that an applicant has an excellent score. Remember to study all the features and charges of each card, and not just the offers that give you cash back or bonus points.
Make it a point to know the interest rate during and after the introductory offer, the duration of the introductory offer, the annual fee, and other details of the fine print, every time you make a card application.
If you are interested to apply for cashback cards, you should try the American Express Card. It offers five percent of cash back when you use it to buy fuel for your car. You will also enjoy a zero percentage introductory APR, no annual fee, and a fixed transfer fee of 4.99 percent.
This card also lets you set up an automatic monthly bill paying system that gives cash back on telephone and cable bills, parking fee, and even transportation expenses. This card even allows you to order more than one card on the same account, in the name of any family member 18 years or older, at no additional activation charge.
One feature that makes this card one of the best cashback cards is the convenience of being able to keep track of your expenses and card use for tax preparation and budgeting. An online feature called Summary of Charges permits you to access their account information for the entire year. It allows you to sort the use of the card by vendor or merchant name, by date, or by the amount
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of the charge.
It’s easy to categorize the charges and review them by category. It allows you to assign a travel category, a business equipment category, a restaurant category, and so forth. Other online information available include, monthly charge totals, billing information, and a history of the payments on the card balance
Cashback cards also make point of sale purchases easy. You just have to hold the card up to the point of the point of sale reader. You don’t have to sign anything or to swipe the card. Other features and benefits, along with those mentioned here makes the American Express Card, one of the best cash back cards available in market today. Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards. Get the information you are seeking now by visiting Cashback Credit Cards
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