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Your
Cutting-Edge business credit card Resource
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Bank/Credit Reviews & Reports |
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Resources
Tenant Credit Report and Background Checks
By E Renter
If not a common practice, landlords should make it so, to approve prospective tenants only after checking and verifying their credit report and references. Tenant screening alerts one to potential Read more...
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Resources
Finding Business Solutions with Business Credit Cards
By Morgan Hamilton
Are you an owner of a small business? If you are, then you should look into business credit cards. You can benefit from this credit card because it will allow you to keep your personal and business Read more...
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Resources
Credit Unions Are Excellent Way To Prevent Bankruptcy
By Nikola Govorko
In case that you are one of many Americans with bad credit or bankruptcy written on your credit report, and if you are planning to buy a home one day, you might need to correct your credit rating Read more...
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(1) The financial worthiness of a borrower. The history of whether this borrower has met financial obligations on time in the past. (2) an accounting term designating money received or receivable, as opposed to debit which is money paid or payable.
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#Welcome to
i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive business credit card
resource.
Below, you'll find extensive information
on leading business credit card articles and products to help you on your
way to success.
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Poor Credit Could Cost You a Good Job
By Charles Essmeier
Most people who live in the United States have some sort of history. Nearly everyone with whom you do business - utility companies, card companies, banks and unions report the success or failure doing business with you to the major bureaus. This information appears on your report, a detailed financial history of your life. It is important to make sure that the information contained on your report is both good and accurate, and not just so that you can get good terms on a loan the next time you need one. You may also need a healthy report to make sure you can obtain a good job.
Times have changed in the job market. A couple of decades ago, a prospective employer would call the applicant's last employer and ask a few questions about the former employee's time there. What kind of worker was he/she? Did he/she work well with others? Complete tasks on time? Engage in any criminal behavior? Such questions were routine and were used to screen out the "bad eggs" before they could be hired again. Today, those sorts of interviews rarely happen anymore, as companies fear lawsuits by former employees. The most a company is likely to get out of a former employer is acknowledgement that the person in question worked there and the dates of employment. With so little to go on, companies are resorting to other sources of information and the most common one is a check of an applicant's report.
A check will not reveal whether or not a prospective employee completed tasks on time, but an employee who pays his or her bills on time and in full is more likely to complete tasks on the job than one that does not. Furthermore, an employee with financial problems might be considered a risk for certain types of sensitive positions.
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Here are some more quality articles in several
websites related to credit :
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The military uses screening to keep some soldiers from working in some positions that require a security clearance, for instance.
If you have financial troubles and you think you may be looking for a job soon, you should make an effort now to clear up any problems on your report. Check it and see if you have any outstanding bills or delinquencies. If you do, make an effort to pay off as many of the bills as possible. While you are checking your report, look out for any errors that might exist. As many as one in four reports contain errors, and rarely do such mistakes improve a score.
In today's job market, your report is almost as important as your resume. Make sure that yours speaks well of you.
©Copyright 2006 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to as affiliate marketing and informational Websites, including End-Your-Debt.com, a site about debt consolidation, credit counseling, payday loans and personal bankruptcy.
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We strive to provide only quality articles, so
if there is a specific topic related to credit that
you would like us to cover, please contact us at any time.
And again, thank you to those contributing daily
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