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Avoid the Pitfalls of Balance Transfer Credit Cards By Morgan Hamilton Balance transfer credit cards can be quite a temptation for a lot of people. People can now transfer the entire balance from other credit cards to balance transfer credit cards. These credit cards Read more...
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Resources
Opening a Merchant Credit Card Account By Jack Chevalier There are a number of financial institutions that are providing a merchant credit card account to its customers. It is not necessary to have an account in a bank to have a merchant credit card Read more...
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Resources
A Cash Back Credit Card Actually Means Money Back When You Pay By Hugh Thorpe Have you ever heard about cash back credit cards? It sounds like a dream come true, doesn't it? Can you really imagine getting money back for all the things you buy with your credit card? It Read more...
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means a minimum of two hundred fifty (250) minutes of instruction per week for one (1) semester, except in the case of basic physical education courses where one (1) school year of instruction is required for one (1) credit.
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Discover Small Business Credit Card By Jeremy Biberdorf Small businesses can save money on gasoline with gas cards too! With the Discover Business Card your business could be saving 2% on gas and 5% on office supplies. Plus you also earn 1% cash back on other purchases.
You have to read the fine print to see that those percentages are limited. Your business only earns 5% cash back for the first $2000 of office supply purchases each year. For gas station purchases the same applies. For your first $2000 in annual gas station purchases, you earn 2% cash back. Afterwards purchases at gas stations or office supply stores earn the same rebate as other purchases. For your first $5000 in other annual purchases your business earns 0.25% cash back. Other purchases in excess of $5000 earn 1% cash back. That $5000 includes your gas and office supply purchases.
Your business can also earn 0.25% cash back at select warehouse clubs and discount stores. That extra savings could be enough to give you the edge over your competition. Many cash back cards exclude these discount warehouse purchases.
To help savings add up even quicker, this card offers a 0% introductory APR on purchases for 12 months and there is no annual fee. Balance transfers have a 5.99% APR for 12 months.
Despite the cash back limitations, the Discover Business Card could be a perfect match for your business. Analyze where your business uses its
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card the most. Then estimate how much you could save. If your business spends money at gas stations or office supply stores, a cash back or rewards card of some type is a must. If you spend significantly more at gas stations consider a business gas card.
Overall this card is best suited for businesses with smaller budgets. A larger business would quickly reach $2000 in gas or office supplies. If that is the case, your buying power should be able to get you a better deal. Or your business could use a different card once your office supply and gas station limits are reached. Compare the best gas reward credit cards and small business credit cards, including the Discover Business Card
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