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Things That A Credit Card Cannot Do For You By Peter Kenny Credit cards are one of the best financial tools you can have, but they can also be dangerous and leave you with lots of debt. If you are thinking about getting a credit card, then it important that Read more...
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Resources
Banking With Bad Credit By Peter Kenny If you have bad credit, then banking and using financial products can be hard. However, there are ways that you can bank with bad credit and still get the features that you want. Also, if you have Read more...
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The Perilous Nature of Credit Card Rates By Morgan Hamilton Do you use credit cards? Almost everyone these days do. Using them can be really convenient, especially if you’re not comfortable with carrying a lot of cash. The modern world can be quite dangerous Read more...
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(1) The financial worthiness of a borrower. The history of whether this borrower has met financial obligations on time in the past. (2) an accounting term designating money received or receivable, as opposed to debit which is money paid or payable.
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#Welcome to
i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive student credit card
resource.
Below, you'll find extensive information
on leading student credit card articles and products to help you on your
way to success.
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Discover Small Business Credit Card By Jeremy Biberdorf Small businesses can save money on gasoline with gas cards too! With the Discover Business Card your business could be saving 2% on gas and 5% on office supplies. Plus you also earn 1% cash back on other purchases.
You have to read the fine print to see that those percentages are limited. Your business only earns 5% cash back for the first $2000 of office supply purchases each year. For gas station purchases the same applies. For your first $2000 in annual gas station purchases, you earn 2% cash back. Afterwards purchases at gas stations or office supply stores earn the same rebate as other purchases. For your first $5000 in other annual purchases your business earns 0.25% cash back. Other purchases in excess of $5000 earn 1% cash back. That $5000 includes your gas and office supply purchases.
Your business can also earn 0.25% cash back at select warehouse clubs and discount stores. That extra savings could be enough to give you the edge over your competition. Many cash back cards exclude these discount warehouse purchases.
To help savings add up even quicker, this card offers a 0% introductory APR on purchases for 12 months and there is no annual fee. Balance transfers have a 5.99% APR for 12 months.
Despite the cash back limitations, the Discover Business Card could be a perfect match for your business. Analyze where your business uses its
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card the most. Then estimate how much you could save. If your business spends money at gas stations or office supply stores, a cash back or rewards card of some type is a must. If you spend significantly more at gas stations consider a business gas card.
Overall this card is best suited for businesses with smaller budgets. A larger business would quickly reach $2000 in gas or office supplies. If that is the case, your buying power should be able to get you a better deal. Or your business could use a different card once your office supply and gas station limits are reached. Compare the best gas reward credit cards and small business credit cards, including the Discover Business Card
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