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Avoid Bankruptcy By Using Credit Counesling Services By Nikola Govorko When you face bankruptcy and more debt then you can actually repay, what you need to do is think about getting help from a credit counseling service. Credit counseling service is going to handle your Read more...
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The Reason for Using Balance Transfer Credit Cards By Morgan Hamilton Balance transfer credit cards are tempting. They offer a person a chance to transfer the balance off other credit cards, to this credit card, which usually offers perks like low interest rates, or Read more...
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Finding Business Solutions with Business Credit Cards By Morgan Hamilton Are you an owner of a small business? If you are, then you should look into business credit cards. You can benefit from this credit card because it will allow you to keep your personal and business Read more...
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Double-entry book-keeping is the standard accounting practice for recording financial transactions. It was "invented" by the merchant venturers of Venice and codified for the first time by Luca Pacioli, a close friend of Leonardo da Vinci, in a 1494 footnote to a scientific paper.
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Choosing a Business Credit Card By Jeremy Biberdorf Does your business pay too much for its card? Too many businesses just settle for a basic card from their local bank. Those businesses end up paying too much interest or high annual fees. For the money you already give the bank, doesn't your business deserve better?
A smart business compares available card offers to find the card that best suits them. Just because you have a bank account just down the street, it doesn't mean you're stuck choosing from their cards. Check what the other banks have to offer.
First you should decide what is important to your business. Do you just want the lowest interest or do you want the best rewards? Analyze your card use to see what saves you the most money. Look at factors such as:
monthly card spending totals
average running balance
payment habits
where you spend the most
Those factors and more will determine which card type is right for your business:
Low Interest Business Credit Cards
If you keep a running balance on your card, a low interest rate should be top priority. Make sure that the card doesn't have a high annual fee that offsets the low interest rate. Also remember to check both the intro apr and the standard rate.
Cash Back Business Credit Cards
Get cash back on all your card purchases with a card offering this feature. Get a percentage discount everywhere you use these cards. Does your current business card give you 5 - 10% back on all your business expenses?
Airline Miles Business Credit Cards
If you need to travel you should consider a card that offers travel rewards. You can earn free flights or other rewards. These cards offer rewards for either a certain airline or for most major airlines.
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Balance Transfer Business Credit Cards
Do you owe money on your business card? You can transfer that balance to another card that offers a special balance transfer interest rate. For their introductory period you can get interest as low as 0%. After that period you could even transfer the balance to your old card.
A lot of the best business cards will offer a few of those features. Consider your priority of these features when comparing card offers. You don't necessarily need a card that has all of those features. Your business may only need a card that concentrates on one reward. Compare the best offers and then apply online for fastest approval. If you are paying too much for your current card, you want to start saving today. Jeremy Biberdorf writes for http://www.SmallBusinessCreditCards.net - a directory of business credit cards from top issuers such as American Express, MasterCard, Visa, Advanta, Chase and CitiBusiness. Compare the Best Business Credit Cards
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