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Banking With Bad Credit By Peter Kenny If you have bad credit, then banking and using financial products can be hard. However, there are ways that you can bank with bad credit and still get the features that you want. Also, if you have Read more...
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Knowing Your Credit Score Is Essential In Preventing Bankruptcy By Nikola Govorko Sometimes obtaining a duplicate of your credit score report can mean the difference between being pushed deeper in debt and getting out of it. Since most of us dont keep track of our credit score, it Read more...
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An Introduction to Automotive Credit Cards By Morgan Hamilton Credit card rewards have been around for quite some time now and they are quite popular. There are many to choose from and one of the newest is automotive credit cards. These cards pair automotive Read more...
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A credit is a value that is attributed to courses and is a guide to the number of hours of learning for the course. Each credit is approximately equivalent to 10 hours of learning, ie if a course is 20 credits that means it is equivalent to approximately 200 hours of learning.
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Choosing a Business Credit Card By Jeremy Biberdorf Does your business pay too much for its card? Too many businesses just settle for a basic card from their local bank. Those businesses end up paying too much interest or high annual fees. For the money you already give the bank, doesn't your business deserve better?
A smart business compares available card offers to find the card that best suits them. Just because you have a bank account just down the street, it doesn't mean you're stuck choosing from their cards. Check what the other banks have to offer.
First you should decide what is important to your business. Do you just want the lowest interest or do you want the best rewards? Analyze your card use to see what saves you the most money. Look at factors such as:
monthly card spending totals
average running balance
payment habits
where you spend the most
Those factors and more will determine which card type is right for your business:
Low Interest Business Credit Cards
If you keep a running balance on your card, a low interest rate should be top priority. Make sure that the card doesn't have a high annual fee that offsets the low interest rate. Also remember to check both the intro apr and the standard rate.
Cash Back Business Credit Cards
Get cash back on all your card purchases with a card offering this feature. Get a percentage discount everywhere you use these cards. Does your current business card give you 5 - 10% back on all your business expenses?
Airline Miles Business Credit Cards
If you need to travel you should consider a card that offers travel rewards. You can earn free flights or other rewards. These cards offer rewards for either a certain airline or for most major airlines.
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Balance Transfer Business Credit Cards
Do you owe money on your business card? You can transfer that balance to another card that offers a special balance transfer interest rate. For their introductory period you can get interest as low as 0%. After that period you could even transfer the balance to your old card.
A lot of the best business cards will offer a few of those features. Consider your priority of these features when comparing card offers. You don't necessarily need a card that has all of those features. Your business may only need a card that concentrates on one reward. Compare the best offers and then apply online for fastest approval. If you are paying too much for your current card, you want to start saving today. Jeremy Biberdorf writes for http://www.SmallBusinessCreditCards.net - a directory of business credit cards from top issuers such as American Express, MasterCard, Visa, Advanta, Chase and CitiBusiness. Compare the Best Business Credit Cards
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