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The Many Benefits of Travel Reward Credit Cards By Morgan Hamilton Have you heard about travel reward credit cards? These cards can be very beneficial to people who travel regularly. However, those who rarely travel might find that any benefit offered by these Read more...
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Low Interest Credit Cards: Still Available? By Joe Hanoa Back during the early part of this decade when interest rates were at historically low figures, a whole rash of low and zero percent credit cards were offered by major banks and financial Read more...
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Resources
Tips For Choosing Automotive Credit Cards By Morgan Hamilton If you are fond of credit card rewards, then you should take advantage of the rewards that automotive credit cards offer. These cards pair a major credit card company with automotive manufacturers. Read more...
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A unit of measure used in higher education. Recognition of attendance and/or performance in an instructional activity (course or program) that can be applied by a recipient to requirements for a degree, diploma, certificate, or other formal award. At some institutions a credit is the equivalent to the number of contact hours. For example, English 101 is offered Mondays and Wednesdays from 5:30 - 7:00 pm for 3 credits. How credits equate to contact hours vary at each institution. ...
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Save Money on Gas with Multiple Credit Cards By Jeremy Biberdorf If you’re serious about saving money on gas, consider using more than one card. You can exploit all the benefits of each card. Then when you reach the rewards limit, simply switch to using your other card.
Ideally you could find one card that could give you high cash back rates with no limit. Unfortunately most gas rebate cards have limits on the rebates you can earn. Once you reach the rebate limit or the introductory period expires, the cash back percentage decreases. Suddenly your 5% gas rebate card only gives you 1% back. Most people would keep using the card out of habit. Often they don’t even realize that they are getting less cash back.
What is stopping you from using more than one rebate card? Don’t settle for the roll back rebate percentage. When the card company reduces your rebate percentage, switch to another card that will give you reasonable rewards. With this strategy, you could get high cash rebates all year.
Before attempting to juggle multiple cards, carefully read each card’s terms and conditions. To make things difficult, each card has its own formula for earning rewards. For example, most gas rebate cards start with high cash rebate percentages. Then once you spend a certain amount, your rebate rate goes down. General cash rebate cards tend to be the opposite. Those cards start with a low cash back percentage that increases as you spend more. That type of card would be best used exclusively.
Sometimes a particular gas station offers a really good card, but is only applicable at their gas station. Take advantage of that offer and use a different rewards card if you purchase gas elsewhere. When the gas station attendant asks for your
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rebate card, be proud that you are one of the smart people saving money.
Another thing to watch out for is cards that have a minimum total purchase for rebate eligibility. You might only qualify for rebates after you spend a few thousand dollars. Plan your spending and figure out which cards would work best together. Also remember to be responsible with all your cards and pay them off in time.
Each gas rebate card is different. So to really save money on gas, your strategy should be to use the best card for each purchase, even if that means owning multiple cards. If your card doesn’t always give you the best deal, do something about it. Don’t be afraid to add another card to your wallet. Jeremy Biberdorf writes for http://www.GasolineCreditCards.net offering a comparison of the best gas reward credit cards. Apply online for a gas credit card and start saving today.
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