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How a Gas Rebate Credit Card Could Actually Cost More
By Jeremy Biberdorf
With gas prices still very high, people want to save some money at the pump. Gas rebate credit cards are becoming a very popular alternative. The average gas rebate credit card can save you up to Read more...
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Putting Business Credit Cards To Work For You
By Morgan Hamilton
A small business owner should look into business credit cards. Business credit cards allow a business owner to keep personal and business expenses separate, making record keeping easier in the end. Read more...
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Poor Credit Could Cost You a Good Job
By Charles Essmeier
Most people who live in the United States have some sort of credit history. Nearly everyone with whom you do business - utility companies, credit card companies, banks and credit unions report the Read more...
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Can You Get A Cash Back Credit Card?
By Hugh Thorpe
Heard about cash back credit cards? Sounds too good to be true, doesn't it? It's hard to even imagine getting money back for all the things you buy with your credit card. It really sounds Read more...
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A means of borrowing money from a person or company and returning it at a later date, usually with accrued interest charged on top of the initial sum borrowed.
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#Welcome to
i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive cash back credit card
resource.
Below, you'll find extensive information
on leading cash back credit card articles and products to help you on your
way to success.
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An Introduction to Automotive Credit Cards
By Morgan Hamilton
Credit card rewards have been around for quite some time now and they are quite popular. There are many to choose from and one of the newest is automotive cards. These cards pair automotive manufacturers with a major card company. A person earns rewards towards the purchase of their next vehicle or other products from the manufacturer by using their automotive card.
Each automotive card is different and their reward programs work differently. So if a person does not have their heart set on a particular manufacturer they are best to shop around. There are also cards that now have rewards that work for any manufacturer, which may be best for an indecisive person or someone who is not sure what make of vehicle they would like to buy. Some automotive cards do not offer rewards towards vehicle purchases, instead they offer rewards towards the purchase of auto parts and service.
The most important thing for a person to remember about automotive cards is that person can not buy a car completely with reward points. The reward points are for a discount only. The discount usually ranges from $1000 to $3000. The vehicles a person can choose from vary as well. Each manufacturer chooses the particular models the rewards can be used towards purchasing. Used cars are usually not included as an eligible vehicle for the use of reward points and the cardholder is required to buy a vehicle that is new or leased.
When choosing an automotive card a person really needs to understand the rewards system and how it can be redeemed. They should also not forget this is a card and look at fees and interest rates, as well. Choosing a high interest rate
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card may actually end up costing the person more then they end up saving on their vehicle purchase. It is also important for a person not to get carried away and charge items they normally would not just to earn he points or, again, they could end up spending more than they save.
Automotive cards are great for someone who knows what vehicle they wish to purchase. They can then choose the card that suits this need. Automotive cards have a limit on how long points earned are good, so a person who does not use their card a lot may never see a good benefit. However, if a person is very careful and manages their automotive card they can end up saving a nice chunk of money off their next vehicle purchase.
Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards. Get the information you are seeking now by visiting Automotive Credit Cards
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