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Cutting-Edge cash back credit card Resource
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Resources
Credit Card Debt And Your Pricey Purchases
By Joe Hanoa
One area of concern with credit card users is their possible inability to repay their cards when the monthly bills arrive. In some cases what had originally been small month to month balances Read more...
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Resources
Avoid the Pitfalls of Balance Transfer Credit Cards
By Morgan Hamilton
Balance transfer credit cards can be quite a temptation for a lot of people. People can now transfer the entire balance from other credit cards to balance transfer credit cards. These credit cards Read more...
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Resources
Cash Back Business Credit Cards
By Jeremy Biberdorf
A typical small business needs to watch every penny. To last in the competitive business world, you need to maximize profits and just as importantly, reduce expenses. Many businesses don’t realize Read more...
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(1) The financial worthiness of a borrower. The history of whether this borrower has met financial obligations on time in the past. (2) an accounting term designating money received or receivable, as opposed to debit which is money paid or payable.
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#Welcome to
i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive cash back credit card
resource.
Below, you'll find extensive information
on leading cash back credit card articles and products to help you on your
way to success.
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An Introduction to Automotive Credit Cards
By Morgan Hamilton
Credit card rewards have been around for quite some time now and they are quite popular. There are many to choose from and one of the newest is automotive cards. These cards pair automotive manufacturers with a major card company. A person earns rewards towards the purchase of their next vehicle or other products from the manufacturer by using their automotive card.
Each automotive card is different and their reward programs work differently. So if a person does not have their heart set on a particular manufacturer they are best to shop around. There are also cards that now have rewards that work for any manufacturer, which may be best for an indecisive person or someone who is not sure what make of vehicle they would like to buy. Some automotive cards do not offer rewards towards vehicle purchases, instead they offer rewards towards the purchase of auto parts and service.
The most important thing for a person to remember about automotive cards is that person can not buy a car completely with reward points. The reward points are for a discount only. The discount usually ranges from $1000 to $3000. The vehicles a person can choose from vary as well. Each manufacturer chooses the particular models the rewards can be used towards purchasing. Used cars are usually not included as an eligible vehicle for the use of reward points and the cardholder is required to buy a vehicle that is new or leased.
When choosing an automotive card a person really needs to understand the rewards system and how it can be redeemed. They should also not forget this is a card and look at fees and interest rates, as well. Choosing a high interest rate
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card may actually end up costing the person more then they end up saving on their vehicle purchase. It is also important for a person not to get carried away and charge items they normally would not just to earn he points or, again, they could end up spending more than they save.
Automotive cards are great for someone who knows what vehicle they wish to purchase. They can then choose the card that suits this need. Automotive cards have a limit on how long points earned are good, so a person who does not use their card a lot may never see a good benefit. However, if a person is very careful and manages their automotive card they can end up saving a nice chunk of money off their next vehicle purchase.
Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards. Get the information you are seeking now by visiting Automotive Credit Cards
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