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Keeping Track Of Credit Card Spending By Peter Kenny Credit card spending can be hard to keep track off if you are not disciplined, but it is important to monitor your spending in order to stop yourself getting into huge debt. If you are having trouble Read more...
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Business Credit Cards Can Offer Business Solutions By Morgan Hamilton It would be to your advantage to look into business credit cards if you are a small business owner. These credit cards will allow you to keep personal and business expenses separate. This will make Read more...
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A Review of Balance Transfer Credit Cards By Morgan Hamilton Have you heard about balance transfer credit cards? You can now transfer the balance off other credit cards to balance transfer credit cards, which offers bonuses like low interest rates, and Read more...
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used in the phrase `to your credit' in order to indicate an achievement deserving praise; "she already had several performances to her credit";
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An Introduction to Automotive Credit Cards By Morgan Hamilton Credit card rewards have been around for quite some time now and they are quite popular. There are many to choose from and one of the newest is automotive cards. These cards pair automotive manufacturers with a major card company. A person earns rewards towards the purchase of their next vehicle or other products from the manufacturer by using their automotive card.
Each automotive card is different and their reward programs work differently. So if a person does not have their heart set on a particular manufacturer they are best to shop around. There are also cards that now have rewards that work for any manufacturer, which may be best for an indecisive person or someone who is not sure what make of vehicle they would like to buy. Some automotive cards do not offer rewards towards vehicle purchases, instead they offer rewards towards the purchase of auto parts and service.
The most important thing for a person to remember about automotive cards is that person can not buy a car completely with reward points. The reward points are for a discount only. The discount usually ranges from $1000 to $3000. The vehicles a person can choose from vary as well. Each manufacturer chooses the particular models the rewards can be used towards purchasing. Used cars are usually not included as an eligible vehicle for the use of reward points and the cardholder is required to buy a vehicle that is new or leased.
When choosing an automotive card a person really needs to understand the rewards system and how it can be redeemed. They should also not forget this is a card and look at fees and interest rates, as well. Choosing a high interest rate
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card may actually end up costing the person more then they end up saving on their vehicle purchase. It is also important for a person not to get carried away and charge items they normally would not just to earn he points or, again, they could end up spending more than they save.
Automotive cards are great for someone who knows what vehicle they wish to purchase. They can then choose the card that suits this need. Automotive cards have a limit on how long points earned are good, so a person who does not use their card a lot may never see a good benefit. However, if a person is very careful and manages their automotive card they can end up saving a nice chunk of money off their next vehicle purchase. Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards. Get the information you are seeking now by visiting Automotive Credit Cards
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