Resources
Personal Loans and Your Credit Score
By Joe Hanoa
Did you know that your credit score will most definitely impact the rate you pay on loans? That’s right, the higher your credit score the lower your interest rate will be for a home mortgage, auto Read more...
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Resources
Is it ok to apply online for credit card?
By Thetis Jonatis
With the fast pace of our everyday lives, we don`t have time for anything really. This is where the combined power of commerce and technology comes in. The capability to apply online for a credit Read more...
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Resources
How to Save Big Money with a Gas Station Credit Card
By Rosanna Yee
The average American spends over $2000 a year on gas alone. Gas and fuel is a billion dollar industry. How can we save on gas? There are the usual tips offered to you such as keeping you vehicle well Read more...
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The Many Benefits of Travel Reward Credit Cards
By Morgan Hamilton
Have you heard about travel reward cards? These cards can be very beneficial to people who travel regularly. However, those who rarely travel might find that any benefit offered by these cards is offset by a high APR, annual fees and other types of charges. However, even if you are not the traveler, the discount that these cards offer may still be useful. For instance, if you are a recruiter who is flying job applicants in for interviews, the airline or car rental perks will be advantageous for you.
There are travel reward cards that are specific to airline travel, or even to one specific airline. They might also provide rewards if you stay at hotels, rent cars, purchase gas, or if you pay for merchandise from retail shops. It would be wise if you can asses what type of use you might make of travel reward cards, before you choose from cards offers. Try to take advantage of offers with highest savings on the types of use you will often make of them.
Some travel reward cards offer cash advances that can be very handy when you travel. However you should remember to inquire about the charge for cash advances. They can also provide travel insurance that includes lost luggage, emergency expatriation, medical evacuation, and other worldwide emergencies. These can be difficult to resolve without adequate pre-travel preparation and purchase of coverage.
These cards may also offer points or discounts if you buy from retail stores if you are carrying over a balance
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