Resources
Avoid the Pitfalls of Balance Transfer Credit Cards
By Morgan Hamilton
Balance transfer credit cards can be quite a temptation for a lot of people. People can now transfer the entire balance from other credit cards to balance transfer credit cards. These credit cards Read more...
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Resources
Debt Consolidation Credit Card: Get Rid of Debt
By Clark Christensen
This is required read for anyone with a multitude of credit cards and sources of bills. Debt consolidation credit card guidelines are not as awkward as it may appear at first glance. Read more...
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Resources
Separating Your Personal Credit From Your Business Credit!
By Trent Lee
Did you know that almost 9 out of 10 business owners start a business based off of their personal credit! They use their own saving to invest as start up capital then they personally guarantee Read more...
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The Avantages of Using Travel Reward Credit Cards
By Morgan Hamilton
If you travel frequently, you can surely benefit from travel reward cards. However if you only travel once in a while, you may find that the benefit of these cards is offset by high APR annual fees and hidden charges.
Some travel reward cards are specific to airline travel, or even to one specific airline. They might also provide rewards if you purchase gas, stay at hotels, rent cars, or if you buy from retail shops. You should asses what type of use you might make of travel reward cards, before you choose from cards offers. You should also find cards that offer the highest savings on the types of use you will often make of them.
Even if you are not the traveler, the discount that these cards offer may still be useful. For instance, if you are a recruiter who is flying job applicants in for interviews, you might find the airline or car rental perks advantageous.
Travel reward cards can offer cash advances that can be very handy when you travel. However you should remember to inquire about the charge for cash advances. They can also provide travel insurance that includes medical evacuation, emergency expatriation, lost luggage, and other worldwide emergencies. These can be difficult to resolve without adequate pre-travel preparation and purchase of coverage.
These cards may also offer points or discounts if you purchase from retail stores, although most cards do not unless you are carrying over a balance at the end of the month.
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