Resources
Credit Card Fool
By Thomas A. Martucci
We allow the credit card industry to make fools of us and we do nothing about it. If someone told you that you were being made a fool of, wouldn’t you address the issue? I know I would. Read more...
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Resources
Business Credit Cards Can Offer Business Solutions
By Morgan Hamilton
It would be to your advantage to look into business credit cards if you are a small business owner. These credit cards will allow you to keep personal and business expenses separate. This will make Read more...
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Resources
Poor Credit Could Cost You a Good Job
By Charles Essmeier
Most people who live in the United States have some sort of credit history. Nearly everyone with whom you do business - utility companies, credit card companies, banks and credit unions report the Read more...
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The Avantages of Using Travel Reward Credit Cards
By Morgan Hamilton
If you travel frequently, you can surely benefit from travel reward cards. However if you only travel once in a while, you may find that the benefit of these cards is offset by high APR annual fees and hidden charges.
Some travel reward cards are specific to airline travel, or even to one specific airline. They might also provide rewards if you purchase gas, stay at hotels, rent cars, or if you buy from retail shops. You should asses what type of use you might make of travel reward cards, before you choose from cards offers. You should also find cards that offer the highest savings on the types of use you will often make of them.
Even if you are not the traveler, the discount that these cards offer may still be useful. For instance, if you are a recruiter who is flying job applicants in for interviews, you might find the airline or car rental perks advantageous.
Travel reward cards can offer cash advances that can be very handy when you travel. However you should remember to inquire about the charge for cash advances. They can also provide travel insurance that includes medical evacuation, emergency expatriation, lost luggage, and other worldwide emergencies. These can be difficult to resolve without adequate pre-travel preparation and purchase of coverage.
These cards may also offer points or discounts if you purchase from retail stores, although most cards do not unless you are carrying over a balance at the end of the month.
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